Panama’s Qualified Investor Visa grants immediate permanent residency in 30–60 days from a US$300,000 real-estate investment — a threshold that rises permanently to US$500,000 on 15 October 2026. One of the fastest permanent-residency programmes in the world.
What is the Panama Qualified Investor Visa? Established by Executive Decree 722 of 2020, it is Panama’s flagship residency-by-investment programme — and one of the world’s fastest routes to immediate permanent residency, typically approved within 30–60 days.
Government costs: US$5,000 application fee to the National Treasury plus a US$5,000 repatriation deposit per main applicant, with additional fees per dependant. The investment must be held for five years.
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Panama’s Qualified Investor Visa leads to permanent-resident status from day one, and — after five years — eligibility to apply for Panamanian citizenship. The Panamanian passport offers visa-free or visa-on-arrival access to some 130+ destinations including the Schengen Area, the UK and most of Latin America.
Panama operates a territorial tax system: only Panamanian-source income is taxed. Foreign-source income — including dividends, interest and capital gains earned abroad — is not subject to Panamanian tax. There is no wealth tax. Property taxes apply to Panamanian real estate, with primary-residence exemptions up to US$120,000 of value.
Panama formally expects naturalising citizens to renounce their previous nationality, but in practice renunciation is not actively enforced for most nationalities; many investors retain their original citizenship. Specific legal advice is essential — Mirabello coordinates this with Panamanian counsel.
1. Structuring & due diligence — Mirabello and Panamanian counsel verify your profile and select the route (1–2 weeks).
2. Investment execution — complete the qualifying real-estate purchase, securities subscription or bank deposit.
3. Filing — your attorney files with the National Immigration Service; the application can be initiated from abroad.
4. Approval — permanent residency is typically granted within 30–60 days.
5. Citizenship track — after five years of residency you may apply for naturalisation.