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UAE Retirement Residence Visa

The UAE issues a 5-year renewable residence visa to retirees aged 55 or over who worked at least 15 years and earn AED 180,000 a year (AED 240,000 when applying from Dubai), or who own AED 1 million in property and hold AED 1 million in savings.

AED 180,000 a yearProof of funds
To be confirmedProcessing
UAE residence onlyMobility
Not officially statedMin. stay
Last updated 2026-10-08 Figures verified against official sources, provenance-tracked, information, not advice Data via our MCP

Overview

What is the UAE Retirement Residence Visa programme?

The UAE retirement visa is a 5-year renewable residence visa for people aged 55 or over who have worked for at least 15 years, inside or outside the UAE, and who meet an income test or an assets test. It is residence on proof of means, not an investment programme.

The UAE issues a 5-year renewable residence visa to retirees aged at least 55 who worked at least 15 years and either earn at least AED 180,000 a year (AED 240,000 when applying from Dubai) or own property of at least AED 1 million and hold savings of at least AED 1 million (u.ae, updated 28 Jul 2026).

  • 5-year renewable residence for retirees aged 55+
  • Annual income of AED 180,000 (AED 240,000 from Dubai), or AED 1m property plus AED 1m savings

This is residence on proof of means. The income and the assets remain yours: nothing is paid to the state as an investment.

Who qualifies for the UAE retirement visa?

The conditions below are those published on the UAE Government portal, "Residence visa for the retired" (page updated 28 July 2026, read 8 October 2026).

  • Age: at least 55 at retirement.
  • Work history: at least 15 years of work, inside or outside the UAE.
  • Means: one of the two tests below.

The income test: AED 180,000 a year

An annual income of at least AED 180,000, or its equivalent in foreign currency, from inside or outside the UAE. When the visa is applied for from Dubai, the figure is AED 240,000 a year. The income can be a pension or other regular income.

The assets test: AED 1 million property and AED 1 million savings

Instead of the income test, you can qualify with property of at least AED 1 million and financial savings of at least AED 1 million. The UAE Government portal lists both together, so read this as property and savings, not one or the other. If you plan to qualify through property alone, look at the property route of the UAE Golden Visa instead, which is a different visa with its own rules.

How long does the visa last, and does it become permanent?

The visa runs for 5 years and is renewable while you continue to meet the conditions. The UAE has no permanent residence category for this route, and there is no statutory route to UAE citizenship through residence. Plan it as long-term, renewable residence, not as a step to a passport.

Do you have to live in the UAE?

No minimum-stay rule appears on the UAE Government portal page for retirees (read 8 October 2026). That is not proof that none exists, so we confirm the current rule for your emirate before you plan long absences.

How is retirement income taxed in the UAE?

The UAE levies no personal income tax, so foreign pensions and foreign income are not taxed, and there is no individual tax registration or reporting. A 9% corporate tax applies only to business activity above AED 1 million of turnover; employment wages, personal investment income and personal real-estate income are excluded. There is no wealth tax or inheritance tax.

Tax follows tax residence, not the visa: your home country may still tax you if you remain resident there. This is general information, not tax advice.

Family members

The portal does not set an additional income amount per dependant for the retirement visa. How a spouse and children are sponsored on this visa, and any extra financial evidence the authority asks for, are confirmed for each case.

How it compares

The retirement visa suits people over 55 with a steady income or settled assets who want a Gulf base without investing. The UAE Golden Visa gives 10-year residence through investment and is not age-limited. Elsewhere in the region, our guide to the Oman retirement visa covers the closest neighbour. For routes in Latin America and Asia, see the Panama Pensionado, the Philippines Special Resident Retiree's Visa and our full retirement and passive-income residency guide. Mirabello Consultancy has an office in Dubai.

What is not yet officially confirmed

  • Any minimum-stay rule for holding the visa.
  • The financial evidence required for each dependant.
  • Processing time and current government fees, which we confirm for your emirate.

Ask Mira, by Mirabello

For a first answer at any hour, ask Mira, by Mirabello, the AI advisor of Mirabello Immigration Intelligence. Mira reads the same verified programme data as this page and can compare this route with the other options in our retirement and passive-income residency guide. A specialist then checks the details that decide your case.

How Mirabello Consultancy helps

From our Dubai office, Mirabello Consultancy confirms which test you meet, prepares the evidence of income, property and savings, files with the competent authority and plans the renewal. To check your eligibility, book a free, confidential consultation.

Qualifying routes

How do you qualify for UAE Retirement Residence Visa?

UAE Retirement Residence Visa can be reached by 3 qualifying routes, each verified by the Mirabello data team against official government sources. None of them is an investment: each is a test of the savings or income you already hold, measured over a fixed period. A Mirabello specialist will confirm which route fits your circumstances and how the consulate you apply to applies it.

RouteFromType
Income route (from inside or outside the UAE)AED 180,000 a yearannual income
Income route, applying from DubaiAED 240,000 a yearannual income
Assets route: property and savings (both required)AED 1m property + AED 1m savingsproperty and savings
Verified against official sources, provenance-tracked · Last updated 2026-10-08
Mirabello Intelligence

How does UAE Retirement Residence Visa rank among all programmes?

Live data via our MCP

UAE Retirement Residence Visa is scored by the Mirabello Investment Migration Index across seven dimensions: investment cost, visa-free mobility, processing speed, path to citizenship, regulatory stability, family inclusion and tax treatment. A higher composite score signals a more competitive, accessible and well-regulated programme.

Data confidence
Provisional, held pending verified data.
Mirabello Index

Tracked but provisional pending verified data; excluded from the headline ranking.

Our read: The UAE issues a 5-year renewable residence visa to retirees aged at least 55 who worked at least 15 years and either earn at least AED 180,000 a year (AED 240,000 when applying from Dubai) or own property of at least AED 1 million and hold savings of at least AED 1 million (u.ae, updated 28 Jul 2026). Strategic perspective, advisory only; figures provenance-tracked, unconfirmed items flagged for verification.

Will UAE Retirement Residence Visa fit you?

A four-question indicative check to see whether this programme fits your profile. A Mirabello specialist then reviews your nationality, family structure, finances and timeline in full confidence, confirming your detailed eligibility and which qualifying route suits you, at no cost and with no obligation.

Indicative only, not an eligibility determination or advice.
A promising fit on the face of it.

Based on your answers, UAE Retirement Residence Visa looks worth a closer look. A Mirabello specialist will map the precise route to your nationality, family and tax position.

Book a free consultation

How it compares

How does UAE Retirement Residence Visa compare to alternatives?

The table below compares UAE Retirement Residence Visa against its closest alternatives, scored on the Mirabello Investment Migration Index across cost, visa-free mobility, processing speed, regulatory stability and path to citizenship. All figures and processing times are sourced from official government data and independently verified by the Mirabello data team.

Sourced live from the Mirabello MCP · per case
ProgrammeFromTimelineMin. stayMobilityOutcome
🇦🇪 UAE Retirement Residence VisaAED 180,000 a yearTo be confirmedNot officially statedUnited Arab Emirates residence onlyResidence permit
🇨🇾 Cyprus Permanent Residency€300,000About 2 monthsOne visit every 2 yearsEU member stateResidence permit
🇲🇹 Malta Permanent Residence (MPRP)€99,000No official figureNoneVisa-free travel within Schengen AreaResidence permit
🇬🇷 Greece Golden Visa€250,0003-9 monthsNoneSchengen AreaResidence permit

Questions

What are the most common questions about UAE Retirement Residence Visa?

The questions below cover UAE Retirement Residence Visa investment costs, processing timelines, eligibility and family inclusion, minimum-stay requirements, the path to citizenship and tax obligations. All figures are provenance-tracked against official sources; where a threshold is time-sensitive, the verified date is shown alongside the answer.

Figures verified against official sources, provenance-tracked, information, not advice · Last updated 2026-10-08

What are the requirements for the UAE retirement visa?

You must be at least 55, have worked at least 15 years inside or outside the UAE, and either earn AED 180,000 a year (AED 240,000 when applying from Dubai) or own property of at least AED 1 million and hold savings of at least AED 1 million.

Is it property or savings, or both?

Both. The UAE Government portal lists property of at least AED 1 million and financial savings of at least AED 1 million together, as an alternative to the income test.

How long is the UAE retirement visa valid?

Five years, renewable while you continue to meet the conditions. There is no permanent residence category for this route.

Can the UAE retirement visa lead to citizenship?

No. There is no statutory route to UAE citizenship through residence. Treat the visa as long-term renewable residence.

Do you have to live in the UAE to keep a retirement visa?

No minimum-stay rule appears on the u.ae retiree page (read 8 October 2026). That is not proof that none exists, so we confirm the rule for your emirate before you plan long absences.

Is a foreign pension taxed in the UAE?

No. The UAE has no personal income tax, so foreign pensions and other foreign income are not taxed. Tax follows tax residence, so your home country may still tax you. This is general information, not tax advice.

Can I include my spouse and children?

The portal does not set an extra income amount per dependant. How family members are sponsored on this visa is confirmed per case; ask Mira, by Mirabello for a first view or book a free consultation.

Estate planning

How does United Arab Emirates succession law affect your estate?

A residence permit in United Arab Emirates does not change your nationality and adds no law you can elect under EU Regulation 650/2012 (Article 22). If you come to live in United Arab Emirates, the law of United Arab Emirates may govern your estate by default under Article 21, unless you elect the law of a nationality you already hold. The permit changes no tax position.

The law of United Arab Emirates has forced heirship: part of the estate is reserved for close family and cannot be left freely by will.

See the United Arab Emirates position in our succession matrix, or read which law governs your estate. General information, not legal advice.

Is UAE Retirement Residence Visa right for you?

Book a confidential, no-obligation consultation with a Mirabello investment migration specialist, in your own language. We will confirm which programme fits your profile, your budget and your timeline, and outline the precise path to your second citizenship or residence permit, at no cost and with no commitment.

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UAE Retirement Residence VisaFrom AED 180,000 a year, free consultation
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