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The UAE issues a 5-year renewable residence visa to retirees aged 55 or over who worked at least 15 years and earn AED 180,000 a year (AED 240,000 when applying from Dubai), or who own AED 1 million in property and hold AED 1 million in savings.
MCP
Overview
The UAE retirement visa is a 5-year renewable residence visa for people aged 55 or over who have worked for at least 15 years, inside or outside the UAE, and who meet an income test or an assets test. It is residence on proof of means, not an investment programme.
The UAE issues a 5-year renewable residence visa to retirees aged at least 55 who worked at least 15 years and either earn at least AED 180,000 a year (AED 240,000 when applying from Dubai) or own property of at least AED 1 million and hold savings of at least AED 1 million (u.ae, updated 28 Jul 2026).
This is residence on proof of means. The income and the assets remain yours: nothing is paid to the state as an investment.
The conditions below are those published on the UAE Government portal, "Residence visa for the retired" (page updated 28 July 2026, read 8 October 2026).
An annual income of at least AED 180,000, or its equivalent in foreign currency, from inside or outside the UAE. When the visa is applied for from Dubai, the figure is AED 240,000 a year. The income can be a pension or other regular income.
Instead of the income test, you can qualify with property of at least AED 1 million and financial savings of at least AED 1 million. The UAE Government portal lists both together, so read this as property and savings, not one or the other. If you plan to qualify through property alone, look at the property route of the UAE Golden Visa instead, which is a different visa with its own rules.
The visa runs for 5 years and is renewable while you continue to meet the conditions. The UAE has no permanent residence category for this route, and there is no statutory route to UAE citizenship through residence. Plan it as long-term, renewable residence, not as a step to a passport.
No minimum-stay rule appears on the UAE Government portal page for retirees (read 8 October 2026). That is not proof that none exists, so we confirm the current rule for your emirate before you plan long absences.
The UAE levies no personal income tax, so foreign pensions and foreign income are not taxed, and there is no individual tax registration or reporting. A 9% corporate tax applies only to business activity above AED 1 million of turnover; employment wages, personal investment income and personal real-estate income are excluded. There is no wealth tax or inheritance tax.
Tax follows tax residence, not the visa: your home country may still tax you if you remain resident there. This is general information, not tax advice.
The portal does not set an additional income amount per dependant for the retirement visa. How a spouse and children are sponsored on this visa, and any extra financial evidence the authority asks for, are confirmed for each case.
The retirement visa suits people over 55 with a steady income or settled assets who want a Gulf base without investing. The UAE Golden Visa gives 10-year residence through investment and is not age-limited. Elsewhere in the region, our guide to the Oman retirement visa covers the closest neighbour. For routes in Latin America and Asia, see the Panama Pensionado, the Philippines Special Resident Retiree's Visa and our full retirement and passive-income residency guide. Mirabello Consultancy has an office in Dubai.
For a first answer at any hour, ask Mira, by Mirabello, the AI advisor of Mirabello Immigration Intelligence. Mira reads the same verified programme data as this page and can compare this route with the other options in our retirement and passive-income residency guide. A specialist then checks the details that decide your case.
From our Dubai office, Mirabello Consultancy confirms which test you meet, prepares the evidence of income, property and savings, files with the competent authority and plans the renewal. To check your eligibility, book a free, confidential consultation.
Qualifying routes
UAE Retirement Residence Visa can be reached by 3 qualifying routes, each verified by the Mirabello data team against official government sources. None of them is an investment: each is a test of the savings or income you already hold, measured over a fixed period. A Mirabello specialist will confirm which route fits your circumstances and how the consulate you apply to applies it.
| Route | From | Type |
|---|---|---|
| Income route (from inside or outside the UAE) | AED 180,000 a year | annual income |
| Income route, applying from Dubai | AED 240,000 a year | annual income |
| Assets route: property and savings (both required) | AED 1m property + AED 1m savings | property and savings |
MCPUAE Retirement Residence Visa is scored by the Mirabello Investment Migration Index across seven dimensions: investment cost, visa-free mobility, processing speed, path to citizenship, regulatory stability, family inclusion and tax treatment. A higher composite score signals a more competitive, accessible and well-regulated programme.
Tracked but provisional pending verified data; excluded from the headline ranking.
Our read: The UAE issues a 5-year renewable residence visa to retirees aged at least 55 who worked at least 15 years and either earn at least AED 180,000 a year (AED 240,000 when applying from Dubai) or own property of at least AED 1 million and hold savings of at least AED 1 million (u.ae, updated 28 Jul 2026). Strategic perspective, advisory only; figures provenance-tracked, unconfirmed items flagged for verification.
A four-question indicative check to see whether this programme fits your profile. A Mirabello specialist then reviews your nationality, family structure, finances and timeline in full confidence, confirming your detailed eligibility and which qualifying route suits you, at no cost and with no obligation.
Based on your answers, UAE Retirement Residence Visa looks worth a closer look. A Mirabello specialist will map the precise route to your nationality, family and tax position.
Book a free consultationHow it compares
The table below compares UAE Retirement Residence Visa against its closest alternatives, scored on the Mirabello Investment Migration Index across cost, visa-free mobility, processing speed, regulatory stability and path to citizenship. All figures and processing times are sourced from official government data and independently verified by the Mirabello data team.
Sourced live from the MirabelloMCP · per case
| Programme | From | Timeline | Min. stay | Mobility | Outcome |
|---|---|---|---|---|---|
| 🇦🇪 UAE Retirement Residence Visa | AED 180,000 a year | To be confirmed | Not officially stated | United Arab Emirates residence only | Residence permit |
| 🇨🇾 Cyprus Permanent Residency | €300,000 | About 2 months | One visit every 2 years | EU member state | Residence permit |
| 🇲🇹 Malta Permanent Residence (MPRP) | €99,000 | No official figure | None | Visa-free travel within Schengen Area | Residence permit |
| 🇬🇷 Greece Golden Visa | €250,000 | 3-9 months | None | Schengen Area | Residence permit |
Questions
The questions below cover UAE Retirement Residence Visa investment costs, processing timelines, eligibility and family inclusion, minimum-stay requirements, the path to citizenship and tax obligations. All figures are provenance-tracked against official sources; where a threshold is time-sensitive, the verified date is shown alongside the answer.
Figures verified against official sources, provenance-tracked, information, not advice · Last updated 2026-10-08
You must be at least 55, have worked at least 15 years inside or outside the UAE, and either earn AED 180,000 a year (AED 240,000 when applying from Dubai) or own property of at least AED 1 million and hold savings of at least AED 1 million.
Both. The UAE Government portal lists property of at least AED 1 million and financial savings of at least AED 1 million together, as an alternative to the income test.
Five years, renewable while you continue to meet the conditions. There is no permanent residence category for this route.
No. There is no statutory route to UAE citizenship through residence. Treat the visa as long-term renewable residence.
No minimum-stay rule appears on the u.ae retiree page (read 8 October 2026). That is not proof that none exists, so we confirm the rule for your emirate before you plan long absences.
No. The UAE has no personal income tax, so foreign pensions and other foreign income are not taxed. Tax follows tax residence, so your home country may still tax you. This is general information, not tax advice.
The portal does not set an extra income amount per dependant. How family members are sponsored on this visa is confirmed per case; ask Mira, by Mirabello for a first view or book a free consultation.
Estate planning
A residence permit in United Arab Emirates does not change your nationality and adds no law you can elect under EU Regulation 650/2012 (Article 22). If you come to live in United Arab Emirates, the law of United Arab Emirates may govern your estate by default under Article 21, unless you elect the law of a nationality you already hold. The permit changes no tax position.
The law of United Arab Emirates has forced heirship: part of the estate is reserved for close family and cannot be left freely by will.
See the United Arab Emirates position in our succession matrix, or read which law governs your estate. General information, not legal advice.
Book a confidential, no-obligation consultation with a Mirabello investment migration specialist, in your own language. We will confirm which programme fits your profile, your budget and your timeline, and outline the precise path to your second citizenship or residence permit, at no cost and with no commitment.
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