Relocating to Thurgau: tax, health premiums, rent and naturalisation

Tax

Income and wealth tax in Thurgau

Total federal, cantonal and communal tax per year for each tracked commune in Thurgau, tax year 2026, computed with the official ESTV calculator. No church tax is included.

Standard profiles: gross employment income with the calculator's standard deductions. Single: one adult aged 35. Married: couple aged 40 and 38, one earner, two children aged 10 and 8. The asset profile adds net taxable wealth to the married profile.

Health insurance

Health insurance premiums in Thurgau

Federal Office of Public Health, premium year 2027: adult aged 26 or over, accident cover included, standard model, CHF 300 deductible, CHF per month.

Housing and safety

Rent and safety in Thurgau

Rent: Federal Statistical Office structural survey, 2024, net rent excluding service and heating charges. Safety: police crime statistics, 2025; rates in cantons with large city centres reflect visitors and commuters as well as residents.

Cantonal rules

Inheritance, lump-sum taxation, schools and family in Thurgau

Inheritance tax for children

Thurgau exempts children, grandchildren and great-grandchildren from inheritance tax.
Source

Inheritance tax for spouses

Thurgau exempts the surviving spouse and registered partner from inheritance tax.
Source

Gift tax

Gifts to spouses and descendants are exempt from Thurgau gift tax; the same exemption list covers both taxes.
Source

Lump-sum taxation

Thurgau applies expenditure-based taxation in place of income tax.
Source

Lump-sum minimum tax base

Thurgau sets no fixed expenditure base; instead the lump-sum taxpayer's annual cantonal and municipal income and wealth tax must total at least CHF 150,000.
Source

Wealth tax

Thurgau wealth tax is a flat 1.1 per mille of taxable wealth.
Source

Bilingual public schooling

Thurgau offers a bilingual Matura in English-German or French-German at its gymnasial Maturitätsschulen.
Source

Family allowance per child

Thurgau child allowance is CHF 215 per month and training allowance CHF 280 per month in 2026.
Source

Naturalisation

Becoming Swiss in Thurgau

Federal law sets the national minimum. The canton and the commune add their own residence periods, language levels and tests, and they decide on cantonal and communal citizenship.

Residence in the canton

Ten years in Switzerland including five in the canton of Thurgau are required.
Source

Residence in the commune

The last three years must be uninterrupted in the commune.
Source

Spoken language

Oral German must reach B2, above the federal B1.
Source

Written language

Written German must reach B1, above the federal A2.
Source

Knowledge test

The commune assesses knowledge of local, cantonal and Swiss conditions by a test or in an interview.
Source

Interview

A conversation with the applicant is as a rule part of the communal inquiries.
Source

Who decides

The communal organ decides on communal citizenship; the Grosser Rat grants cantonal citizenship, which ends the procedure.
Source

Cantonal and communal fees

The canton charges CHF 800 per person over 18 and CHF 400 under 18; CHF 300 if withdrawn before the federal permit; minors naturalised with a parent pay none. Communal fees vary.
Source

Social assistance

A social authority certificate on any social assistance in the last five years is required, and benefits in that period defeat the economic-participation test unless repaid.
Source

All 26 cantonal requirements compared

Back to all 26 cantons · Methodology and sources

Questions

Living in Thurgau: common questions