Oman Residency by Investment: Costs and Requirements 2026

March 2026
Oman Residency by Investment: Costs and Requirements 2026
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The Oman Golden Residency Programme offers international investors five to ten year residency through seven distinct investment routes, with entry points starting from OMR 200,000 (~USD 520,000). Relaunched in August 2025 with expanded categories and streamlined processing, the programme combines zero personal income tax with one of the fastest approval timelines in the Gulf — just three to six weeks. This guide provides the definitive cost and requirements breakdown for every route, helping investors budget accurately and choose the pathway that best fits their financial profile.

  • Investment Routes and Minimum Thresholds
  • Government Fees and Administrative Costs
  • Property Transaction Costs (Real Estate Route)
  • Eligibility Requirements
  • Application Process: Step by Step
  • Ongoing Obligations and Renewal
  • Cost Comparison with Other Gulf Programmes

Oman Residency by Investment: Costs and Requirements 2026 — Complete Breakdown

Last updated: March 2026

The Oman Golden Residency Programme offers international investors five to ten year residency through seven distinct investment routes, with entry points starting from OMR 200,000 (~USD 520,000). Relaunched in August 2025 with expanded categories and streamlined processing, the programme combines zero personal income tax with one of the fastest approval timelines in the Gulf — just three to six weeks. This guide provides the definitive cost and requirements breakdown for every route, helping investors budget accurately and choose the pathway that best fits their financial profile.

This comprehensive analysis from Mirabello Consultancy covers every cost component — from investment thresholds and government fees to property transaction costs, legal expenses, and ongoing obligations. For a broader view of global options, see our guide to the best golden visa investment programmes.

Investment Routes and Minimum Thresholds

The programme operates across two tiers — Golden (10-year) and Silver (5-year) — with seven investment routes. Here is the complete breakdown:

Oman Golden Visa — All Investment Routes 2026
Route Minimum (OMR) USD Equivalent Tier / Duration
Company InvestmentOMR 500,000~$1,300,000Golden / 10 years
Real Estate PurchaseOMR 500,000~$1,300,000Golden / 10 years
Employment CreationOMR 200,000+~$520,000+Golden / 10 years (50+ Omani employees)
Company InvestmentOMR 250,000~$650,000Silver / 5 years
Real Estate PurchaseOMR 250,000~$650,000Silver / 5 years
Listed Equities (MSM)OMR 200,000~$520,000Silver / 5 years
Fixed Bank DepositOMR 200,000~$520,000Silver / 5 years (5-year lock-in)
Government BondsOMR 200,000~$520,000Silver / 5 years
Company RegistrationOMR 200,000~$520,000Silver / 5 years
RetirementOMR 4,000/month income~$10,400/monthSilver / 5 years (age 60+)

Government Fees and Administrative Costs

Beyond the qualifying investment, government fees are notably modest compared to European and other Gulf programmes:

Oman Golden Visa — Government Fees 2026
Fee Type Amount (OMR) USD Approx.
Golden Visa Application FeeOMR 551~$1,430
Silver Visa Application FeeOMR 326~$845
Dependent Residency DocumentationOMR 100–150 per person~$260–390
Medical Fitness TestOMR 30–50 per person~$78–130
Security ClearanceIncluded in application fee
Health Insurance (mandatory)Varies by provider/coverage~$500–$2,000/year
Total Government/Admin CostsOMR 1,000–2,000~$2,600–$5,200

These government fees are remarkably low by international standards. Compare with Malta MPRP (€68,000–€98,000 in administrative contributions), Portugal Golden Visa (€5,000+ in government fees), or even the UAE Golden Visa (various processing, medical, and ID card fees). Applications are submitted through the official Oman Golden Residency Programme portal.

Property Transaction Costs (Real Estate Route)

For investors choosing the real estate route, additional transaction costs apply:

  • Property registration fee: 3% of property value for foreign buyers (reduced from higher rates; Omani nationals pay 1% since January 2025)
  • Legal fees: typically 1–2% of property value for conveyancing and due diligence
  • Agent commission: usually 1–2% paid by buyer in some cases
  • Survey and valuation: OMR 200–500

For a Silver-tier real estate investment at the OMR 250,000 minimum, total additional costs (including registration, legal, and administrative fees) typically add OMR 10,000–15,000 (~$26,000–$39,000) to the property price. For the Golden-tier at OMR 500,000, expect OMR 20,000–30,000 (~$52,000–$78,000) in additional costs.

Need a detailed cost estimate for your specific situation? Book your free consultation with Mirabello Consultancy and receive a personalised cost breakdown across all available routes.

Eligibility Requirements

The programme has straightforward eligibility criteria:

  • Minimum age: 18 years
  • Clean criminal record: mandatory background verification
  • Medical fitness: medical test at an approved centre in Oman
  • Health insurance: mandatory private health insurance from an Omani provider
  • No nationality restrictions: open to all nationalities
  • No language requirements: no Arabic language test for residency
  • No income requirements: beyond the qualifying investment (except retirement route)

Family inclusion is one of the programme's strongest features. Spouse, children (no age limit), and dependent parents can all be included with no restrictions on family size. This policy is unique among Gulf residency programmes and particularly valuable for large families.

Application Process: Step by Step

The Oman Golden Visa is processed in three to six weeks — among the fastest residency programmes in the world. The application follows eight clear steps:

  1. Confirm eligibility and select route — initial assessment with Mirabello Consultancy
  2. Make qualifying investment — complete property purchase, company registration, or financial deposit
  3. Gather required documents — passport, proof of investment, criminal record clearance, photographs
  4. Submit online application — via the official portal
  5. Pay application fee — OMR 551 (Golden) or OMR 326 (Silver)
  6. Complete medical fitness test — at an approved medical centre in Oman
  7. Security clearance — background verification by Royal Oman Police
  8. Approval and card issuance — residency card issued, national ID registration

Ongoing Obligations and Renewal

Once approved, Golden Visa holders must maintain their qualifying investment and comply with several ongoing requirements:

  • Maintain investment: the qualifying investment must remain in place throughout the visa duration
  • Health insurance: must be maintained continuously
  • Renewal: visas are renewable at the end of the 5-year (Silver) or 10-year (Golden) period, provided conditions are still met
  • Minimum stay: maintain qualifying investment; specific minimum stay not strictly defined but physical presence is expected

Cost Comparison with Other Gulf Programmes

Gulf Residency Costs — Total Comparison 2026
Programme Min. Investment Gov. Fees Duration
Oman (Silver)~$520,000~$8455 years
Oman (Golden)~$1,300,000~$1,43010 years
UAE Golden Visa~$545,000~$3,000–$5,00010 years
Saudi Premium Residency~$213,000IncludedPermanent

Frequently Asked Questions About Oman Golden Visa Costs

What Is the Cheapest Way to Get Oman Residency?

The lowest investment entry point is OMR 200,000 (~$520,000) through the listed equities, fixed bank deposit, government bonds, or company registration routes. These Silver-tier options provide five-year renewable residency with government fees of just OMR 326 (~$845). The retirement route requires no capital investment — only proof of OMR 4,000/month fixed income for applicants aged 60 and above.

Are There Any Hidden Fees?

No hidden fees. The government fees are transparent and published on the official portal. Additional costs include mandatory health insurance (varies by provider), medical fitness test (OMR 30–50), and document attestation/translation where required. For the real estate route, factor in the 3% property registration fee for foreigners.

Can I Get a Refund If My Application Is Rejected?

Government application fees are generally non-refundable. However, the programme has a high approval rate for applicants who meet all eligibility criteria. Working with an experienced advisory firm like Mirabello Consultancy ensures your application is complete and compliant before submission, minimising rejection risk.

What Happens When My Visa Expires?

Both Golden (10-year) and Silver (5-year) visas are renewable, provided the qualifying investment is still in place and all conditions continue to be met. Renewal involves a fresh application and payment of the applicable fee.

Ready to Start Your Oman Residency Application?

Book your free consultation with Mirabello Consultancy and receive a personalised cost estimate for your preferred investment route, family size, and financial goals.

Book Your Free Consultation →

Government application fees are generally non-refundable. However, the programme has a high approval rate for applicants who meet all eligibility criteria. Working with an experienced advisory firm like Mirabello Consultancy ensures your application is complete and compliant before submission, minimising rejection risk.

Both Golden (10-year) and Silver (5-year) visas are renewable, provided the qualifying investment is still in place and all conditions continue to be met. Renewal involves a fresh application and payment of the applicable fee.

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